- Introduction to Risk and Insurance
- The Life and Health Insurance Industry and Its Regulation
- Life Insurance Policies as Contracts
- Financial Design of Life Insurance Products
- Meeting Customer Needs
- Term Life Insurance
- Cash Value Life Insurance
- Supplemental Benefits
- Individual Life Insurance Policy Provisions
- Life Insurance Policy Ownership Rights
- Principles of Group Insurance
- Group Life Insurance
- Group Retirement Plans
- Health Insurance Overview
- Describe the characteristics of insurable risks and identify common risk classes for proposed insureds.
- Explain the role of underwriters and how they assess specific risks.
- Discuss the roles of the U.S. state and federal governments with respect to insurance regulation.
- Explain how insurers use mortality tables for pricing products, and describe the effect that mortality rates have on the cost of benefits and the premium rate for a block of policies.
- Describe the benefits and features of term life insurance, whole life, joint whole life, universal life, variable life, and variable universal life insurance products.
- Identify some of the rights, benefits, and obligations contract owners have during a deferred annuity’s accumulation period.
- Explain various features of a life insurance policy, including the free-look provision, the incontestability provision, and the grace period.
- Discuss the property rights, dividend options, and settlement options a policyowner has in an individual life insurance policy.
- Identify the parties to a group insurance contract, the typical eligibility requirements, and the factors used to underwrite a group insurance contract.
- Describe the basic elements of employer-sponsored retirement plans, who is involved, why these plans exist, and why insurers are ideally suited to meet this market need.
LOMA's popular online interactive designation courses teach important industry concepts through an engaging, highly interactive, multi-media approach that often includes integrated video, audio, and scenario-based learning.
Online interactive designation courses include self-proctored exams — the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment required!