- Introduction to Compliance
- State Regulation of the Insurance Industry
- State Regulation of Insurance Company Formation and Operation
- State Regulation of Insurance Producers
- State Filing and Approval Requirements
- State Regulation of Insurance Operations
- Market Analysis and Examinations
- Regulation of Insurer Solvency
- Federal Regulation of Insurance
- Federal Regulation of Securities
- Federal Taxation of Insurance Products
- Explain the importance of the compliance function in a life insurance company and distinguish between state and federal regulation of the life insurance industry.
- Describe the impact of regulations such as the McCarran-Ferguson Act, Gramm-Leach-Bliley Act, and various anti-trust initiatives on insurance regulation.
- Distinguish among the roles of the legislative, executive, and judicial branches of state government in regulating insurance.
- Explain the basic economic concepts that underlie U.S. antitrust laws, the types of activities prohibited by federal antitrust laws, and the roles of the Department of Justice and Federal Trade Commission in enforcing antitrust laws.
- Identify the types of annuity and life insurance products classified as securities and thus subject to federal securities regulation, as well as the registration requirements federal securities laws place on security products and their issuers.
- Describe the requirements that the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA) impose on registered members regarding suitability, best interest, advertising, compliance inspections, and dispute resolution.
- Explain the federal tax treatment of individual life insurance policies, including policy dividends, policy loans, policy surrenders, and policy death benefits.
- Describe the federal tax treatment of individual annuities, including annuity premiums and surrenders; and an immediate annuity, a deferred annuity, a variable annuity, and a fixed annuity.
- Describe the regulatory requirements imposed on an insurer’s reserves, investments, capital, and surplus, and explain how enterprise risk management (ERM) helps insurers assess and control risks.
- Describe the tools available to state insurance departments to monitor the solvency of insurers and actions state insurance departments may take when an insurer becomes financially impaired.
LOMA's popular online interactive courses teach important industry concepts through an engaging, highly interactive, multi-media approach that often includes integrated video, audio, and scenario-based learning. Online interactive courses are designation courses with integrated exams—the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment is required.
Online interactive courses are self-proctored designation courses—the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment required!
Pricing and Enrollment
See North American course pricing.
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