- Introduction to Retirement Income Planning
- Retirement Readiness, Behavioral Economics, and Risks
- Sources of Retirement Income
- Planning for Expenses
◦ Health and Long-Term Care Expenses
◦ Housing Decisions
- Creating, Implementing, and Monitoring the Plan
◦ Determining Needs; Generating Income
◦ Case Studies
- Educate customers about post-retirement risks and recommend specific solutions.
- Describe the different sources of retirement income, such as Social Security retirement benefits, tax-advantaged retirement plans, IRAs, investments, and nonqualified annuities; explain important decisions that individuals generally must make with regard to each source.
- Explain the importance of Medicare insurance, Medigap policies, and Long-Term Care Insurance (LTCI) policies in a retirement income plan.
- Evaluate an individual’s or couple’s retirement readiness and recommend solutions to a potential retirement shortfall; explain how this evaluation can be performed with and without the use of retirement planning calculators.
- Describe income-generating strategies used in the decumulation phase, such as the systematic withdrawal strategy, the bucket strategy, and the flooring strategy; explain the importance of asset allocation and periodic rebalancing during retirement.
- Explain why a retiree would want stocks, bonds, and/or mutual funds in his or her retirement investment portfolio and describe the risks each poses.
- Discuss the requirements an individual retirement account and an individual retirement annuity must meet to qualify for favorable federal tax treatment, including contribution requirements and minimum distribution requirements.
LOMA's popular online interactive courses teach important industry concepts through an engaging, highly interactive, multi-media approach that often includes integrated video, audio, and scenario-based learning.
Online interactive courses are designation courses with integrated, self-proctored exams—the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment is required.
Pricing and Enrollment
See North American course pricing.
Enrolling in Courses With Proctored Exams
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