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Fellow, Secure Retirement Institute

Available in: English


The FSRI delivers knowledge of broad challenges facing society and the retirement industry, as well as strategic approaches for meeting these challenges, to equip employees for problem solving, innovation, and advancement in their careers. This comprehensive professional development curriculum covers the entire retirement planning and income marketplace and will help companies ensure that their employees have the knowledge and skills to:

  • Support retirement plans and products
  • Deliver effective service and solutions to clients and advisors
  • Address the challenges and opportunities presented by the evolving retirement marketplace

What Makes the FSRI Unique?

While traditional education in this space often focuses simply on regulations, processes, plan designs and product, the FSRI covers a greater variety of topics and issues. The highly-interactive online course format provides an in-depth and engaging learning experience.

Program Goals

The FSRI retirement education program enables learners to develop a solid understanding of the “what, why, and how” of the industry and provides an effective foundation for company-specific training. It presents a broad range of industry concepts and includes a variety of concrete examples. The FSRI program addresses the diverse viewpoints of retail and institutional marketplaces, public- and private-sector plans, tax issues, and asset accumulation and decumulation topics.

Learners who complete Level 1 (Certificate in Retirement Essentials), Level 2 (Associate, Secure Retirement Institute), and Level 3 (SRI 500) will achieve the Fellow, Secure Retirement Institute (FSRI) designation.


General Topics
  • Industry
  • Plan Application
  • Investments
  • Regulation
  • Planning
  • Retirement Income
  • Marketing/Sales
  • Operations
  • Technology
  • Profitability
  • Behavioral Economics
  • Product Development
  • Customer Experience Management
  • Business Economics
Annuity Topics
  • What is an annuity?
  • Potential uses for annuities
  • Various types of annuities and how they work, particularly for retirement saving and distribution purposes
  • Annuity regulation, contracts, features, benefits, and options
  • The rights and responsibilities of parties to the annuity contract and other stakeholders
  • Design, development, and implementation of annuity products
  • Marketing and sales of annuities
  • Annuity fees/charges and tax issues
  • Administration of annuities in the new business, accumulation, and payout phases, including information on technology, quality management, and risk management

More Annuity-Relevant Topics

  • Financial concepts such as risk and return, time value of money, and portfolio management
  • Risks related to retirement, such as longevity risk
  • Retirement planning and outcomes
  • Behavioral finance
  • Managing the customer experience
  • Segments in the retirement marketplace, e.g., retail vs. institutional and individual vs. group
  • Characteristics of financial products/services and strategies for new products/services


Learners must complete seven required courses to earn the FSRI designation.

SRI 111 — Retirement Fundamentals

This online interactive course provides a holistic view of the retirement system and industry as well as need-to-know retirement planning and preparation information.

SRI 121 — Retirement Savings and Investments

This online interactive course is designed to familiarize students with various retail and institutional financial products used to save and invest for retirement, as well as the tax implications of those products.

SRI 131 — Planning for a Secure Retirement

This online interactive course takes learners through the retirement planning process, identifies the tools that are available to help individuals create a retirement plan, and describes the primary components of a comprehensive retirement plan.

SRI 210 — Successful Retirement Outcomes

SRI 210 describes the importance of retirement income planning in the decumulation phase of retirement. Learners will gain knowledge of the essential steps in retirement income planning, including how an individual or couple calculates the amount of income needed to satisfy retirement goals; evaluates income sources and expenses to determine whether a shortfall exists; and then develops, implements, and monitors a strategy for generating income and protecting assets.

SRI 220 — Retirement Marketing and Business Acquisition

This course introduces the companies and individuals involved in retirement marketing and takes learners through the general steps in the business acquisition process for both institutional and retail markets, with a primary focus on technical design and distribution strategies. The course will also examine strategic marketing issues such as government policies, consumer behaviors, and economic conditions.

SRI 230 — Retirement Administration

This course delivers knowledge about administration functions for existing retirement accounts, products, and plans. This course is designed specifically for employees in asset management firms, insurance companies, distribution organizations, and record keeping companies.  It is particularly useful for those who provide information or guidance directly to customers as well as those responsible for any of the administrative functions necessary to service the company's retirement business.

SRI 240 — Profitability in the Retirement Business

This new course provides a “big picture” orientation to the financial aspects of the retirement business by exploring ways that companies make money and achieve profitability.

SRI 500 — Transforming Retirement Security

This course provides an overview of the current system for delivering retirement security, as well as considerations shaping future directions for the system. Delivered in a blended learning format that combines access to a course portal with online exercises and scenarios, the course also guides the learner through a variety of opportunities for improving retirement system outcomes.


Required FSRI courses
Level 1: Certificate in Retirement EssentialsLevel 2: ASRILevel 3: FSRI
Learners must complete seven required courses to earn the FSRI designation.
SRI 111SRI 121SRI 131SRI 210SRI 220SRI 230SRI 500
Retirement FundamentalsRetirement Savings and InvestmentsPlanning for a Secure RetirementSuccessful Retirement OutcomesRetirement Marketing and Business AcquisitionRetirement AdministrationTransforming Retirement Security

Important Note

SRI 240—Profitability in the Retirement Business
An optional course in 2021, SRI 240 will become a requirement for earning the Associate, Secure Retirement Institute (ASRI) designation beginning on January 1, 2022. Learners who earn the ASRI by December 31, 2021 are not required to take SRI 240 in order to maintain their ASRI designation or to earn the FSRI.

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