SRI 240 — Profitability in the Retirement Business

• Overview of the Financial Services Industry
• Reporting and Measuring Profitability
• Revenues, Expenses, and Associated Risks
• Defined Contribution Retirement Plans, IRAs, HSAs, and 529 Plans
• Defined Benefit Pension Plans and Pension Risk Transfers
• Annuities
• Developing Strategies for the Retirement Business
• Implementing Strategies for Profitability

• Explain how each company balances the need for profitability with the needs of the various stakeholders in the company
• Understand how companies measure and report profits to stakeholders
• Describe sources of revenue, types of expenses, and risks inherent in the retirement business
• Describe how companies that provide DC plans, IRAs, and HSAs generate revenue, categorize expenses, and manage risks
• Explain the reasons why DB plan sponsors are increasingly considering pension risk transfer (PRT) arrangements with insurance companies and how insurance companies evaluate PRT opportunities
• Describe ways insurance companies generate revenue on different types of annuity products while managing the related expenses and risks
• Explain trends and opportunities in the retirement industry and strategies companies utilize to address threats and capitalize on opportunities in the market
• Describe innovative approaches to improve profitability in the retirement industry

Course Format

LOMA's popular online interactive courses teach important industry concepts through an engaging, highly interactive, multi-media approach that often includes integrated video, audio, and scenario-based learning. 

• Technical Requirements for LOMA Online Courses

Integrated Exams

Online interactive courses are designation courses with integrated, self-proctored exams—the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment is required.

Pricing

See course pricing.

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