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2019 LIMRA LOMA Latin American Conference

New Perspectives and Innovations for the Future of Insurance

November 4, 2019 – November 6, 2019
Sheraton Mendoza Hotel, Mendoza, Argentina
  • R. Dale Hall, FSA, CERA, MAAA, CFA

    Managing Director of Research
    Society of Actuaries
    R. Dale Hall is Managing Director of Research for the Society of Actuaries in Schaumburg, Illinois. In his role, Dale coordinates the SOA’s strategic research partnerships, oversees SOA experience studies, coordinates research across the SOA’s wide variety of actuarial practice areas, and directs the SOA’s data-driven in-house research initiatives. He is a frequent speaker at insurance and retirement industry meetings to highlight SOA research, including presentations to the actuarial task forces of the NAIC and congressional committee testimony on pension plan mortality rates. He has appeared on behalf of the SOA in a variety of media outlets including coverage on C-SPAN and National Geographic’s BREAKTHROUGH television series, and hosts the weekly Society of Actuaries Research Insights Podcast. Prior to joining the SOA, Dale spent over 20 years in the US insurance industry, primarily as Chief Actuary for the Life/Health companies of COUNTRY Financial.
  • Santiago Kovadloff

    Essayist, Poet, and Author


    Santiago Kovadloff is an essayist, poet, author of children’s stories and translator of Portuguese literature. In 1992 he obtained, as an essayist, the First National Prize for Literature and in 2000 was awarded the First Municipal Prize of Poetry of the City of Buenos Aires. In 2010 the Argentine Academy of Journalism awarded him his Honor Pen and as an essayist he has, on two occasions, also obtained the Kónex Platinum Prize. He is a member of the Argentine Academy of Letters, a corresponding member of the Royal Spanish Academy, and a member of the National Academy of Moral and Political Sciences, and also a permanent collaborator for the Buenos Aires newspaper, La Nación.
  • Carlos Islas Murguía

    Member Development Director, Mexico
    For more than 25 years, Carlos has worked for in the insurance and banking sectors in several positions as officer in various insurance companies; most recently he was the director of AXA Corporate University and led a new distribution channel, being in charge of 300 direct agents in two different cities. He was Risk Management Director in Grupo Financiero Promex Finamex, and prior to this, he was an insurance agent for Grupo Nacional Provincial, holding important positions in sales and attending Conventions every year. Within the insurance guild, he served as co-Chair of AMIS´ Distribution Channels Committee and has participated as a spokesperson promoting an insurance culture in national media in programs such as Fernanda Familiar. He was also a columnist for Forbes Magazine for 2 years and was on TV for more than 2 years in Excelsior TV with journalist Rodrigo Pacheco. Academically, Carlos has two degrees: one in Business Administration, graduating from La Salle University and the other in Psychology from the University of the Valley of Mexico. He also has a Master´s Degree in Clinical Psychology and a Ph.D. in Neuropsychoanalysis from the Intercontinental University.
  • Hernán Pérez Raffo

    PwC Argentina
    Hernan is a partner at PwC since 1998, focusing on the Financial and Insurance Industries. His professional experience covers various areas, including risk management, and particularly focused on Financial Organizations (Banks and Insurance); studies, valuations and advice on the actuarial aspects of the Insurance and Health business, Social Security programs and Pension Plans. He has run many projects in Latinamerica: Colombia, Chile, Brazil, Peru, Central America and Argentina. He is a Professor of Actuarial Theory of Retirement Funds, Pensions Plans and Health Plans and other subjects in the actuarial area at the Universidad de Buenos Aires (UBA). He has participated and has presented papers at various national and international Congresses of Actuaries. He is a former Deputy-Director in the career of Actuary in the School of Economic Sciences at the UBA; former Consejero and current President of the Actuarial Commission for the Professional Council in Economic Sciences for the Autonomous City of Buenos Aires. He is an Actuary and Public Accountant (UBA) and has been an Associate of SOA since 1994. 
  • Hernán Poblete Miranda

    Associate Research Director, International Research
    LIMRA and LOMA
    Hernán es responsable del Programa de Investigación de LIMRA en América Latina. Es especialista en investigación de mercado y desarrollo de herramientas de distribución, comunicación y marketing. Previamente fue Subdirector de Operaciones de LIMRA para América Latina por 8 años, etapa en la que diseñó contenidos estratégicos en distribución y marketing para las empresas asociadas, y realizó actividades de consultoría en recursos humanos, reclutamiento, selección y capacitación.  En 2007 co-fundó IMR, una red internacional de especialistas en pesquisas y diseño estratégico. Desde entonces ha realizado estudios de mercado, diseño y desarrollo de estrategias de distribución y marketing para compañías en Perú, Chile, Brasil, Colombia y México. Entre sus proyectos actuales, se encuentra el diseño de canales de distribución a través de tecnología mobile y redes sociales
  • Ty R. Sagalow

    Founding member of Lemonade, the first fully licensed and regulated InsurTech insurance carrier in the United States


    Ty Sagalow is a founding member of Lemonade. Prior to Lemonade, Mr. Sagalow held senior roles at several insurance companies, most notably at AIG where over the course of 25 years, he was Chief Underwriting Officer, General Counsel, Chief Operating Officer and Chief Innovation Officer of various divisions and subsidiaries. Today, in addition to his board seat on Lemonade Insurance Company, Mr. Sagalow is involved in a number of startup InsurTech companies including as Co-Founder and Chief Insurance Officer, Assurely, an Insurtech insuring the risks of crowdfunding companies. Outside of InsurTech, Mr. Sagalow is considered on the world’s experts in innovation in the insurance industry having been credited with creating various insurance products including Y2k Insurance, (Entity Cover) Directors and Officers Insurance, Cyber insurance, Reputation Insurance, Collectible Authenticity Insurance and Intellectual Property Collateral Insurance. His works include @Risk: Internet and E-Commerce Insurance and Reinsurance Legal Issues and Directors & Officers Insurance Handbook.


    Irene Capusselli, Orígenes Seguros de Retiro S.A.

    Committee Members:
    Alejandro Massa, AVIRA
    Gabriel Chaufan, AVIRA
    Fabian Hilsenrat, Binaria Seguros de Vida S.A.
    Carlos Roca, Cardif Seguros S.A.
    Sebastián Gutierrez, Galicia Seguros, S.A.
    Maria Inés Guzzi, SMG Life Seguros de Vida, S.A.
    Diego Squartini, Supervielle Seguros S.A.

    International Advisors:
    Recaredo Arias, Asociación Mexicana de Instituciones de Seguros (AMIS)
    Bernardo Ferreira Castello, Bradesco Vida e Previdência S.A.
    Jorge Claude, Asociación de Aseguradores de Chile A.G. (AACH)