Learn what’s going on at the other companies represented at the meeting, including key initiatives, current challenges, and latest news, to facilitate networking with your ERM peers.

Contact LIC if interested in carpools/rideshares at 1:30 p.m. from either the Hilton lobby or SLC airport.

John Blocher, FSA MAAA, Chief Risk Officer, Vice-President & Actuary, Liberty Bankers Insurance Group

This session will cover risks and the mitigation of, among others:

1. Unconstrained MVA
2. Guaranteeing the Nonforfeiture Rate as a Minimum
3. Not establishing a Whole Life Minimum RPU Face Amount. 

A case study will be presented showing one company’s current and future processes to address these.

John Blocher is a 35-year insurance industry veteran whose career has mostly focused on Annuity Valuation and Enterprise Risk Management. John is active on the Academy Research Committee, ERM-ORSA Committee, Annuity Reserves and Capital Subcommittee and the Society of Actuary’s Curriculum Committee.

Tobias Gummersbach, Enterprise Capital Strategist, New England Asset Management

ERM practices among life insurers are traditionally robust, driven by regulatory oversight and the close alignment between assets and liabilities. In this session, New England Asset Management (NEAM) will explore how key risks have evolved within life insurers’ investment portfolios. Through a practical case study, we will demonstrate how stress and scenario testing can strengthen an insurer’s ERM framework and potentially influence asset allocation decision making.

As an  Enterprise Capital Strategist at NEAM, Inc., Tobias focuses on the capital management, advanced risk analytics, and corporate development activities for U.S. insurance companies.

Carpools/rideshares to the Hilton.

Carpools/rideshares will meet in Hilton lobby at 7:30 am.

Kartik Sakthivel, Ph.D., VP and CIO, LIMRA, LOMA, and LL Global
Presenting Remotely

LIMRA’s AI Governance Group is the life insurance industry standard, offering state-of-the-art guidance and templates for AI Data Readiness and Governance. He will provide an overview of the work his 120+ member group is doing and how it applies to ERM strategy and policy.

Sashia Godet, Vice President Product Development, Emtech Group

Emtech Group will present concepts that highlight how certain automation methods provide significant benefits such as increased efficiencies for product development, faster time to market for products and dramatically reducing reputational and regulatory risks, while also reducing NIGO rates.

Moderated by LIC

This is a time to discuss additional questions on topics covered during the meeting as well as submitted by attendees through their registration.

Carpools/Rideshares to Hotel and Airport departing around 12:30 p.m.

See www.loma.org/LICOPS to sign up for the LIC Operations Committee Meeting, September 24-25, 2025, also hosted by Security National Life in Salt Lake City.