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Imagining the Future of Insurance Technology

Envision the tech and trends that will shape the future of insurance, and explore three strides you can take toward that future.

Sales of Life Combination Products Rebound in 2021

Total new premium for individual life combination products increased 22% to $4.3 billion, compared with prior year results, and down slightly from the $4.8 billion in premium generated in 2019, according to LIMRA’s 2021 U.S. Individual Life Combination Products Annual Review. Combination products represented 20% of total life insurance premium in 2021.

LIMRA and The Institutes RiskStream Collaborative Announce Plans to Develop Blockchain Solution for Life Insurance Licensing and Appointments

WINDSOR, Conn., and MALVERN, Pa., June 3, 2019—LIMRA and The Institutes RiskStream Collaborative™ today announced plans to pursue a blockchain use case that will streamline the licensing validation and appointment process for agents.

Sales of Life Combination Products Plummeted in 2020

After strong results in 2019, total new premium for individual life combination products decreased 23% to $3.7 billion in 2020, according to LIMRA’s 2020 U.S. Individual Life Combination Products Annual Review. There were approximately 421,000 policies sold in 2020, down 7% compared with 2019 results.

The Human-Tech Connection

Current LIMRA research indicates that reaching today’s financial services consumer means maintaining a balance between advisor interaction and technological innovation.

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