Return to Homepage

ALIP Underwriting

Accenture Software for Life and Annuity

Within our ALIP New Business solution, we offer ALIP Underwriting. This capability provides interactive questionnaires for data capture, enhances efficiency by proactively routing assignments, and utilizes an automated decision engine to evaluate underwriting risk analysis.

ALIP Underwriting provides a Web-based underwriting process that uses an automated decision engine to help evaluate underwriting risk analysis rapidly and efficiently. The process typically begins during application entry and continues through to policy issue.

Drawing on configurable underwriting guidelines and rules, the platform can react to the consumer's application responses by asking additional reflexive questions. The platform can then make a series of underwriting decisions, including whether to underwrite immediately, to automatically request additional information (often from external bureaus such as MIB, MVR, ExamOne), or to refer the case to a suitably qualified underwriter.

A consolidated underwriter's workbench helps maintain all case data in one place (i.e. impairments, requirements, case notes, related applications, reinsurance information, task box items and other essential case data).

Automated interfaces to third-party vendors help to further streamline and automate the underwriting process. This can increase the consistency and speed of underwriting, and frees up experienced personnel to concentrate on more complex cases. This efficiency is allowing some insurers to achieve "jet issue" at the point of sale.

ALIP is a fully integrated software solution that addresses all of the basic steps in the policy life cycle. Our software can be implemented as a complete solution using the pre integrated systems or as standalone systems such as Electronic Applications, Underwriting, Policy Administration and Payout.

Our life and annuity software is a robust, configurable and scalable solution that provides life insurance and annuity carriers the ability to automate operational support across the full policy life cycle. The solution integrates easily with existing systems, thereby providing true straight through processing.


Nancy Bass, Accenture Software Sales and Client Care Lead

5 Spring Street
Murray Hill, NJ 07974 USA

Email Us


Press Releases