FSRI Level I

Certificate in Retirement Essentials

Available in: English

Overview

The first level in the Fellow, Secure Retirement Institute (FSRI) provides an overview of the retirement marketplace and a strong foundation in retirement principles, products, and planning.

The three Level 1 courses:

Provide foundational knowledge to help employees understand the retirement financial services environment in the United States including the retail and institutional marketplaces, qualified and non-qualified retirement plans, and products for saving and investing
Describe tax issues related to retirement savings and how various retirement plans and products work in the accumulation and decumulation stages

A Certificate in Retirement Essentials is awarded upon completion of three required courses, which are delivered in an online interactive format with integrated exams.

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Topics

Overview of the Retirement Savings and Income Environment
Retirement Income Needs and Resources
Retirement Financial Services Organizations, Products, Plans, and Services
Personal and Financial Risks Associated with Retirement
Risk and Return and Risk Management for Individuals
Time Value of Money and Portfolio Management Concepts
Retirement Plans: Pension, Target Benefit, 401(k), Others
Plan Types and Features; Qualification Rules; Benefits, Limitations, Taxation; Investment Options for Institutional Clients
Retail Retirement Savings and Income Arrangements: Annuities, IRAs, Small Business Plans, and Nonqualified Plans
Investment Options under Annuities, IRAs, Mutual Funds, Other Investments; Types and Features; Taxation, Benefits, Limitations
Planning for a Secure Retirement
Overview and Importance of Retirement Planning
Resources for Retirement Planning: Tools and Advisors
Accumulation Planning
Pre-Retirement Decisions: Timing of Retirement, Location, Housing, and Reallocating Investments
Decumulation Planning and Managing and Spending Income
Retirement Plan Components: Cash Management, Asset Protection, Estate Management

Courses

Learners must complete three required courses to earn the Certificate in Retirement Essentials.

See the Education & Training Catalog for details

SRI 111 — Retirement Marketplace

This online interactive course provides an overview of the needs of people preparing for retirement, the key providers and products that offer solutions to those needs, and the critical concepts that affect retirement planning.

SRI 121 — Retirement Savings and Investments

This online interactive course is designed to familiarize students with various retail and institutional financial products used to save and invest for retirement, as well as the tax implications of those products.

SRI 131 — Planning for a Secure Retirement

This online interactive course takes learners through the retirement planning process, identifies the tools that are available to help individuals create a retirement plan, and describes the primary components of a comprehensive retirement plan.

Curriculum

Level 1: Certificate
Required courses
Learners must complete all three required courses to earn the Certificate.
SRI 111	SRI 121	SRI 131
Retirement Marketplace	Retirement Savings and Investments	Planning for a Secure Retirement
Available now	Available now	Available now
Level I: LOMA awards a personalized certificate to learners upon successful completion of SRI 111, SRI 121, and SRI 131.