FSRI Level I

Topics

• Overview of the Retirement Savings and Income Environment
• Retirement Income Needs and Resources
• Retirement Financial Services Organizations, Products, Plans, and Services
• Personal and Financial Risks Associated with Retirement
• Risk and Return and Risk Management for Individuals
• Time Value of Money and Portfolio Management Concepts
• Retirement Plans: Pension, Target Benefit, 401(k), Others
• Plan Types and Features; Qualification Rules; Benefits, Limitations, Taxation; Investment Options for Institutional Clients
• Retail Retirement Savings and Income Arrangements: Annuities, IRAs, Small Business Plans, and Nonqualified Plans
• Investment Options under Annuities, IRAs, Mutual Funds, Other Investments; Types and Features; Taxation, Benefits, Limitations
• Planning for a Secure Retirement
• Overview and Importance of Retirement Planning
• Resources for Retirement Planning: Tools and Advisors
• Accumulation Planning
• Pre-Retirement Decisions: Timing of Retirement, Location, Housing, and Reallocating Investments
• Decumulation Planning and Managing and Spending Income
• Retirement Plan Components: Cash Management, Asset Protection, Estate Management

Courses

Learners must complete three required courses to earn the Certificate in Retirement Essentials.

• See the Education & Training Catalog for details

SRI 111 — Retirement Marketplace

This online interactive course provides an overview of the needs of people preparing for retirement, the key providers and products that offer solutions to those needs, and the critical concepts that affect retirement planning.

SRI 121 — Retirement Savings and Investments

This online interactive course is designed to familiarize students with various retail and institutional financial products used to save and invest for retirement, as well as the tax implications of those products.

SRI 131 — Planning for a Secure Retirement

This online interactive course takes learners through the retirement planning process, identifies the tools that are available to help individuals create a retirement plan, and describes the primary components of a comprehensive retirement plan.

Curriculum

Course Credit Notes

Learners who have credit for the other LOMA courses below automatically receive credit for the applicable retirement-program course shown.

• LOMA 286, LOMA 305, and AAPA 273 will be offered only until the end of 2014.
• The FFSI and AAPA designations will be awarded only until the end of 2015.