SRI 111 — Retirement Marketplace
Course Type: Highly Interactive Online Course, Designation
Topics: Retirement & Annuities
Designations: ASRI, FSRI, FSRI Level I
This online interactive course provides an overview of the needs of people preparing for retirement, the key providers and products that offer solutions to those needs, and the critical concepts that affect retirement planning.
After completing this course, learners should be able to:
- Identify the companies operating in the retirement marketplace and the types of retirement services and solutions they provide
- Describe the personal and financial risks people face before and during retirement
- Explain the relationships between risks and returns
- Explain the techniques individuals can use to manage risks
- Identify important concepts related to retirement income and savings, such as the time value of money and portfolio management
- Overview of the Retirement Savings and Income Environment
- Retirement Income Needs and Resources
- Retirement Financial Services Organizations, Products, and Services
- Personal and Financial Risks Associated with Retirement
- Risk and Return; Risk Management for Individuals
- Time Value of Money; Portfolio Management Concepts
- Describe the primary resources that determine people’s financial status at various life stages during pre-retirement years and their concerns about the viability of traditional retirement savings and income options.
- Describe the benefits available from government-sponsored retirement plans and explain how factors such as work history, age, and marital status at retirement affect benefit amounts.
- Explain the actions retirees must take to turn amounts accumulated in employer-sponsored and individual retirement plans into retirement income.
- Identify the four primary categories of retirement products and describe the customer needs they address.
- Explain how factors such as inadequate funding of government programs, inadequate retirement savings, and poor market performance can put retirement income at risk.
- Distinguish between the retail and institutional markets and identify the key participants in the institutional marketplace.
- Describe the personal and financial requirements that influence the nature of a person’s investment portfolio.
- Describe the factors that influence investors’ decisions about the individual investments in their portfolio, among them, the importance of asset allocation and diversification.
- Explain the benefits of keeping investment allocations stable over time and give examples of ways investors can rebalance allocations.
LOMA’s popular online interactive courses teach important industry concepts through an engaging, highly interactive, multi-media approach that often includes integrated video, audio and scenario-based learning. Online interactive courses are designation courses with integrated exams—the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment required!
Online interactive courses are non-proctored designation courses—the modularized examinations are built right into the course as part of the learning experience. No separate exam enrollment required!
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